Utilizing The Affordable Care Act and Your Government Benefits

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The Affordable Care Act was signed into law by President Obama on March 23, 2010. It was not until the Supreme Court approved of the act on June 28, 2012, that the law became enforceable.

There are many benefits available to Americans under the Affordable Care Act. Here are a few rights that recipients like yourself are given.

You have the right to health care

Under the new law, every United States citizen has the right to health care insurance. In fact, individuals who do not have assurance and lack the substantial funding to cover medical costs can be fined for negligence.

Under the Affordable Care Act, an insurance provider cannot deny you the right to coverage simply because of pre-existing medical conditions. Such measure is important for individuals with cancer and diabetes as the treatment for these diseases can cost thousands per year.

You have the right to choose your provider

You can either opt to go with your company’s carrier or utilize the government’s marketplace to find another insurance provider.

In some instances, it is more economical to select a plan from the marketplace. Such is especially the case if your company is only offering a PPO plan that calls for high premiums and expensive co-payments.

In this instance, utilizing Medicaid may be cheaper.

You have the right to change doctors

Just because you are getting free health care, it doesn’t mean that you have to settle for less than fabulous care.

You have the free will to switch physicians if you are not satisfied with the service. Compromising should never be an option when it comes to good health care.

After all, it is your doctor’s thoroughness and passion that spots irregularities and accurately prescribes treatments. You want a physician with whom you can relate.

The Affordable Care Act affords you the opportunity to find the right doctor with its liberality in terms of physician selections.

You have the right to have prescriptions filled

Depending on the type of insurance plan that you have, you may or may not find yourself paying extra for pharmaceuticals.

Nevertheless, the Affordable Care Act gives you the right to have your prescription filled at discounted rates.

Senior citizens benefit immensely from the act as the prescription drugs portion of Medicare coverage provides pharmaceuticals to patients at discounted rates and protects recipients from future inflation.

You have the right to transparency

The Affordable Care Act does more than simply open the door for everyone to have access to health care.

The law also provides more transparency in the medical field. Patients are able to build better relationships with their doctors since the government is more involved in the field.

Physicians are also given better tools with which to serve patients during annual examinations and urgent care visits.

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